Fed Moves and Mortgage Bonds – When the Fed acts to cut rates, mortgage prices often get worse. It can be frustrating to explain this time and again when your phone is ringing off the hook with clients wanting a lower rate. This detailed article is complete with historic charts that will show your customer why the market is reacting to rates in a counter intuitive manner. These reports are provided in both Word and Adobe PDF format.

Bi-weekly Plans Make Good Sense – Help yourself explain and market the Bi-weekly plan so you can assist your clients and earn additional income.

Avoid COFI Loans – Why COFI loans could be a bad choice for your borrowers.

Credit: Know the Score – A quick guide to credit scoring for your clients along with some
little known tips on how to improve their scores.

Don’t Forsake Retirement for a Home – Why borrowers should not cash in their retirement plans for a larger down payment.

Don’t Pay Points, Please – The real way to evaluate if points should be paid, the results can be surprising. Impress your clients with your knowledge of how to understand the future vs. present value of money.

Alternatives to Large Down Payments – Show your clients how they can use their money
to create wealth and get better returns than plunking down a huge amount on their home.

APR – Now you can finally explain APR to your clients and have them realize it is completely meaningless. Stop those unnecessary calls.

Seller Contributions – This important tool can be complex for borrowers and real estate agents. Sometimes they even think it is illegal. This article will help them better understand this strategy.

Timing Your Closing – Ever have a Refinance loan be short assets at closing table? Borrowers typically don’t understand how interest is collected and charged. This article will demystify the fact that you don’t save any money by closing at the end of the month while explaining how interim interest works.

No Closing Cost Loans and Trading Points for Costs – The full scoop on how the no cost
loan works and detailed explanation of why borrowers should utilize it. You will have a full breakdown on how to favorably compare it to regular cost loans. This article will give you a huge selling tip on how to trade deductible points for non-deductible closing costs.

Banks vs. Mortgage Companies – Is there an advantage to using one over the other?

PMI Magic – Great tips on how to help your clients save years and monthly payments. This should make easy to turn every 90 LTV opportunity into an application.

PMI vs. 80-10-10 – This article will help weigh the difference between these two options.

Refinance With a Purpose – Make a difference in your clients lives by helping fund their children’s college expenses as well as creating wealth to help your client’s retirement.

The Combo Loan – This unique approach offers borrowers a great alternative when choosing an ARM or Fixed rate.

Can I Ever Pay This Mortgage Off? – Clients often are concerned that when they refinance, they are starting a new 30-year term. This article offers tips and explanations to overcome the objection.

Switching for Lower Rates – This article can be a great way to get help on rate lock
renegotiations. Arm yourself with facts that will cause clients to stay with you rather than
switch for a lower rate.

Weighing Fees Vs. Rate - This will prove to be powerful ammunition when you are competing against a lender who is quoting low rates and higher fees.

Best of Both Worlds – A creative technique on how to benefit from a 15-yr amortization
without the higher payments.

APR Can Cost You – Some lenders advertise a low rate with high fees. The APR will probably be lower than a loan with a higher rate and lower fees. This article will help you show your clients why they should probably choose the lower fee loan and disregard the misleading APR number.

$199.00            MMG MEMBER'S PRICE   $99.00

To Order, call us at 1-800-963-1900